Short-term personal loan

If you cannot get a personal loan from a financial institution due to bad credit, we can still offer you a short term micro loan. Often, that is all it takes to recover financially from a rough patch. If you've missed a payment on one or more bills and are struggling with bigger issues like bad credit, you'll be relieved to know that we offer personal loans without a credit check.

Our bad credit personal loans must be repayable in the short term, 4 to 28 weeks, depending on the amount and your agreement. You can even pay it off faster to pay less interest without any penalties. To be eligible, you must reside in Quebec, have worked for 3 months and receive your pay by direct deposit. Fill out our form to get a quick response to your request. Stop postponing your bill payments and contact us now.

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Bad Credit Personal Loan - Prêt ABC


Bad credit is no problem for us and will not prevent you from getting a personal loan. We understand your need for a micro loan , because life is full of the unexpected:

  • - A break in your home requiring renovation;
  • - A car breakdown that needs to be repaired to work;
  • - An injury to your cherished pet;
  • - An unforeseen but necessary expense.
Whatever situation caused your bad credit, we can provide you with a personal loan within 24 hours. There will be no credit check . Fill out the online form and submit the required documents in your profile. This will allow us to access your bank statement for the past 90 days to assess your ability to pay, to ensure that you have not issued more than 2 NSF in the past 60 days and that you have no more than 2 other loans with a micro loan agency.

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Even with a stable job, we are sometimes unable to maintain all bill payments due to unforeseen circumstances which do not improve your credit. Unfortunately, credit scores are affected upon late payment of a single bill and do not take into account that a momentary unforeseen event, such as a car repair or illness, could have created a difficult financial situation.

If you're having a hard time paying bills on time and your credit card balances are rising from making minimum payments, or you've exceeded your credit limit, it's time to apply for a personal loan. to resolve the situation and improve your credit. Make a budget to determine the amount to borrow, no more and no less, and budget for the repayments to be respected in order to improve your situation and your credit once and for all.

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Last update May 13th 2021 | Author Prêt ABC