Frequently Asked Questions | Prêt ABC

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At Prêt ABC, you will not be judged on the reason for your loan. We are here to help you overcome your financial problems.

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- Be 18 years or older
- Be a Canadian citizen
- Have the same stable job for at least 3 months
- Earn a net salary of a minimum of $ 1,200 per month
- Not about to go bankrupt

Our online loan approval does not require any paper documents. You can also sign your contract electronically. A simple, fast and secure way to apply for a loan.

Your information will be transferred securely directly to your financial institution in order to identify you. We will receive a copy of your bank statement for the past 90 days. Your credentials will not be displayed or stored.

- Unstable employment
- Several bounced payments in your bank account
- Consumer proposal not satisfied
- Incomplete form or incorrect information
- Bankruptcy not discharged from debts
- Too high level of short-term debt

If your request has been approved and the contract is signed and returned by 11:00 a.m., you will get your funds by the end of the day. Otherwise, allow 24 business hours for the amount to be sent by interac transfer.

The debt will be sent to collection. The applicable interest will be charged to you automatically.

In addition, you will be charged a fee if a payment is refused for insufficient funds or otherwise. However, please note that you can delay a payment for an administrative fee of $ 35.

No, self-employed workers are not eligible. To be eligible, you must have your salary deposited in your account by direct deposit. We do not accept people having recourse to CSST, employment insurance, disability insurance and annuity plans.

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Last update July 5th 2022 | Author Prêt ABC